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FAQ's: What is a TPA? What is a TPA? TPA stands for Third Party Administrator. Similar to having an accountant do your taxes, a TPA assists you with managing your workers’ compensation claims. What is a MCO? MCO stands for Managed Care Organization. Your MCO is responsible for the medical management of the injured worker. Though MCO open-enrollment takes place every two years, the BWC will pick a MCO for you if you don’t pick one. You do not pay your MCO directly. They are paid by the state when you pay your premiums. What can I do to lower my rates? First and foremost, actively participate in your claims! If you are penalty rated due to large cost claims, the BWC offers multiple programs you can participate in: Drug Free Workplace, One Claim Program, Premium Discount Program +, and Transitional WorkGRANT$. Please contact us for assistance or questions. What is a group rating program? Group rating is an alternative rating program to help employers lower their premiums. Small employers can group together as one entity for the purpose of reporting payroll. As a larger group, your premium payment is then reduced. Groups are formed by trade or sponsoring organizations, and companies in the group have a similar purpose. What do I do when one of my employee's is injured? We recommend you have the employee fill out an incident report and ask the injured worker to get copies of any medical findings after they have visited a doctor. Fax the paperwork to your MCO and Compensation Control at 330-996-5221. Don’t know who your MCO is? Have your policy number handy and look it up online at https://www.ohiobwc.com/provider/services/mcolookup/nlbwc/default.asp |
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